Medicare Advantage Plans (MA or MAPD) are health plan options funded by Medicare. Medicare pays a  monthly premium to a private company of your choice.  These plans receive a premium each month from Medicare to administer yourMedicare.

Based on the amount of money they receive from Medicare, each month, allows these companies to offer these benefits to the “Medicare public”.

People I speak to who are just getting Medicare or are new to Medicare are shocked when I tell them that the majority of MAPD plans I represent in Florida have a $0 premium.  They even get more confused when I tell them all the extra benefits they get under these plans and that these extra benefits are not available with Original Medicare.