Author: Dave Silver

Veterans and Medicare About half of the people I work with on their Medicare are Veterans. Often times these folks go to the VA for all of their care and do not receive any care outside the VA from civilian doctors unless it’s a medical emergency. That being said, having affordable coverage options outside the […]

Is Plan F Going Away? Yes & No. But so is Plan C and High Deductible F For people eligible for Medicare prior to January 1st 2020, the answer is “no”.  If you receive Medicare after January 1st 2020, the answer is yes.  (Legislation impacting this is called MACRA. Spelled out is: Medicare access and […]

When it comes to decide on a Medicare Advantage plan, you have to make sure that you fully understand the coverage and its limitations.  Many people I speak to tell me that they have Medicare Supplement coverage when in fact they have a Medicare Advantage plan. There is a big difference. Medicare Advantage Plans are […]

If you are retiring or losing employer coverage and are in need of obtaining Medicare coverage, there are some simple steps that you will need to do to ensure that you get your coverage on time. If you went on Medicare while you were employed and you decided to only get Part A of Medicare, […]

Most people select a Part D Prescription drug plan and don’t ever change it.  This is a huge mistake. What few people realize and that the drug companies change their formularies (list of covered prescriptions) each year. A drug they may cover one year, they may not cover at all the next.  A drug that […]

Working with a broker will afford you the opportunity to make better decisions on your Medicare coverage. This is probably the most important thing to know about choosing the correct coverage for yourself. Most people work with an agent who is either employed by one company or an agent who only represents one or two […]