When it comes to decide on a Medicare Advantage plan, you have to make sure that you fully understand the coverage and its limitations. Many people I speak to tell me that they have Medicare Supplement coverage when in fact they have a Medicare Advantage plan. There is a big difference. Medicare Advantage Plans are […]
Continue ReadingRetiring & Needing Medicare Coverage
Posted on by Dave Silver
If you are retiring or losing employer coverage and are in need of obtaining Medicare coverage, there are some simple steps that you will need to do to ensure that you get your coverage on time. If you went on Medicare while you were employed and you decided to only get Part A of Medicare, […]
Continue ReadingEvaluate Your Medicare Drug Coverage Every year
Posted on by Dave Silver
Most people select a Part D Prescription drug plan and don’t ever change it. This is a huge mistake. What few people realize and that the drug companies change their formularies (list of covered prescriptions) each year. A drug they may cover one year, they may not cover at all the next. A drug that […]
Continue ReadingWhy Working With A Medicare Insurance Broker in Florida Is Your Best Option
Posted on by Dave Silver
Working with a broker will afford you the opportunity to make better decisions on your Medicare coverage. This is probably the most important thing to know about choosing the correct coverage for yourself. Most people work with an agent who is either employed by one company or an agent who only represents one or two […]
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5 Reasons Generic Drugs Are Cheaper
Posted on by Dave Silver
Have you ever wondered why generic drugs are cheaper than their branded counterparts? Well, wonder no more because I will give you the top 5 reasons generics are cheaper than branded drugs.
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When To See Your Doctor (And When Not to)
Posted on by Dave Silver
Let’s face it, nobody wants to go to the doctor. I wouldn’t be surprised if doctors don’t like going to the doctor. Personally, I only go to the doctor because I need to get prescription meds refilled. Let me tell you about situations when you should go to the doctor and when you should not.
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Why It Is Not Okay to Pay The Penalty for Not Having Health Insurance
Posted on by Dave Silver
The Affordable Health Care Act requires a penalty to be paid for those who do not have health insurance. Some people view this as a tax and most who have to pay it do not like it. Some who pay the penalty do so as a form of protest. Let me tell you why it […]
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Dave Silver Insurance Agency Newsletter – November 2018
Posted on by Dave Silver
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4 Ways To Get Discounts With Prescription Drug Coverage
Posted on by Dave Silver
Prescription Drug Coverage is a health plan that helps pay for prescribed medications. Providing for healthcare costs is not an easy task. Learning ways to get discounts with your health plans such as prescription drug coverage can help you save better to achieve optimum health.
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Benefits of Medicare Advantage Plans for Working Adults
Posted on by Dave Silver
As the society continues to develop, there is an increased need for the workforce. Working for at least eight hours a day might be a stressor and might pose risks to one’s health. And yet, financing for healthcare costs is another story. The availability of Medicare Advantage Plans has helped working adults with regard to […]
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