Author: Dave Silver

Hearing aids can be expensive. Some studies suggest that, depending on the device needed, the costs can range between $1500 all the way up to $6000 if devices are needed for both ears. And that doesn’t even take into account the costs of the exams, doctor visits, and fitting procedures for those devices. So a […]

You might think that the question of whether Medicare covers the expense of acquiring a scooter (also known as a powered mobility device) or manually operated wheelchair would be a straightforward one. Either Medicare covers the cost or it doesn’t, right? But unfortunately, as with many things associated with Medicare, the answer is less than […]

The eligibility requirements for Medicare are complex. The age for eligibility as well as the different open enrollment periods are the cause of bewilderment for many.  But eligibility for immigrants can be especially confusing. Below we discuss what is required for immigrants to receive different Medicare coverage. What is Medicare? First, an explanation of Medicare […]

Unlike original Medicare, Medicare Advantage Plans offer many extra benefits. Before I get into the extra benefits, I would like to caution you. Many people may make their decision on coverage based on these extra benefits. You have to understand that these are health plans first. The plan you choose needs to make sense from […]

If you have Medicare and are ready to retire, there a few things you need to know.  When people call me who are going through this they are worried about “penalties”.  In most cases the penalties do not apply. Some people will never apply for Medicare until they retire. In that case, you will assigned […]