Category: Blog

When it comes to decide on a Medicare Advantage plan, you have to make sure that you fully understand the coverage and its limitations.  Many people I speak to tell me that they have Medicare Supplement coverage when in fact they have a Medicare Advantage plan. There is a big difference. Medicare Advantage Plans are […]

If you are retiring or losing employer coverage and are in need of obtaining Medicare coverage, there are some simple steps that you will need to do to ensure that you get your coverage on time. If you went on Medicare while you were employed and you decided to only get Part A of Medicare, […]

Most people select a Part D Prescription drug plan and don’t ever change it.  This is a huge mistake. What few people realize and that the drug companies change their formularies (list of covered prescriptions) each year. A drug they may cover one year, they may not cover at all the next.  A drug that […]

Working with a broker will afford you the opportunity to make better decisions on your Medicare coverage. This is probably the most important thing to know about choosing the correct coverage for yourself. Most people work with an agent who is either employed by one company or an agent who only represents one or two […]

Medicare is a federal health insurance program for retirees age 65 or older and certain disabled people. Medicare Part A covers inpatient hospital care, some skilled nursing facility care and hospice care. Medicare Part B covers physician care, diagnostic x-rays and lab tests, and durable medical equipment.  Medicare Part D is a federal prescription drug […]

Medicare is a helpful way designed to help senior citizens with their basic healthcare needs. It also helps those who have disabilities and cannot afford private health insurance. Basically, parts A and B form the Original Medicare, while part C or the Medicare Advantage is the combination of A and B with some additional depending […]

Happy birthday!  If you are turning 65 years old, there are some things you should know about using and enrolling in the Medicare program. For many people, reaching the age of 65 also means a lot of questions. You may be asking yourself “when can I sign up for Medicare?”, “how do I sign up […]

Medicare Supplement Plan N offers great value.  Generally speaking when people are shopping for Supplemental coverage they typically are looking at a Plan F. Plan F is the “Cadillac” of Medicare supplements. You will never have a co-pay or coinsurance. All you will have to pay is your premium.  You can never go wrong with […]

An option under Medicare Supplements are called “Select” plans for Supplement Plan C and Plan F. These plans are called C Select or F Select, depending on the plan. These plans work the same as the a regular C and F plan.  There is one major difference.   With the “Select” plans you have to use […]