Don't Have Part B? | Dave Silver Insurance | Florida's Medicare Enrollment Specialist

Don’t Have Part B?

I run into this a lot. Many people, especially Veterans, do not have Part B of Medicare. They feel that they since they go to the VA for all of their care, that Part B is not necessary. This can be a HUGE mistake.

First of all, you can’t just start Part B whenever you would like. There are 3 months out of the year for you to apply: January, February and March.

Than Part B will start in July of that same year. Plus , you will incur a 10% penalty per year for every year you did not have Part B, but should have.

In addition, in the meantime none of your part B medical expenses would be covered. Services like, doctor visits, ambulance services, durable medical equipment, and getting second opinions to name a few.

I always suggest my clients take Part B of Medicare (Part A is free. You’ve contributed to that when you were working)

The Department of Veteran Affairs suggests that all Veterans have affordable options outside the VA. You do not have to use the VA exclusively. You can use both Medicare and the VA and having affordable options is always in the Veteran’s best interests.

I have worked with thousands of Veterans with Medicare over the years and I can do the same for you or your loved one.

Call me with any questions. I’m here to help.

Regards,

“Medicare Dave” Silver

813-417-2716 or 941-907-2879

Contact me directly

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I was turning 65 and was getting inundated with mailings and phone calls. I even had insurance agents knocking on my door. I didn’t know where to turn or who to TRUST. I was referred to Dave Silver by a friend of mine. Dave went over all my options. He answered every one of my questions. He knows his stuff!!! Because of Dave’s work, I chose the best plan that worked for me. My wife will be getting Medicare next year. I have Dave’s phone number on speed dial. R. Irwen

Yesterday, I called Dave Silver Insurance company to inquire about quotes for Medicare supplemental Plan F and prescription coverage for both my wife and myself. He requested information about our medical needs and which prescriptions we currently use. He kept his promise to get back with me within a few hours. Dave presented us with all of our options. He made our decision quite easy and it saved us a lot of money. He was an absolute pleasure to work with. Saul E.

I was really confused about my Medicare. That’s when I called Dave Silver. He was able to explain my options and answer all my questions. It was an absolute pleasure and a load off my mind. I would recommend him to anyone needing help with their Medicare.
By Meg

Thank you for your conversation yesterday regarding options for my Medicare coverage. I had been wading through the sea of supplemental plans, drug plans and advantage plans, but had become overwhelmed by the choices. After talking with you I now have a much better understanding of how to make my choices for medical coverage. Your guidance toward the best and most practical solution was a great help. I enjoyed your candid and direct manner. Thanks again for your time!
Respectfully,
R. Fulbright