How Medicare Advantage Plan Works

Medicare Advantage Plan or commonly known as Part C or MA Plans covers the extra benefits that your health insurance does not. It carries hearing, vision, and dental coverage that will allow you to maximize once the policy is purchased. Not everything is covered by your health insurance. As such, there are also other supplemental plans you can choose so you have access to hospitalization, medical insurance, and even prescription drugs.

Rules in Getting Medicare Advantage Plan

If you are inclined to get a Medicare Advantage Plan, there are certain rules you must know to be fully guided, and there are:

Knowing if it should be a referral system before you see a specialist; or
If you have to visit or go to physicians and medical facilities for non-urgent care or non-emergency matters

The above conditions can be changed annually depending on the policy and how it will affect the subscriber.

Coverage of Medicare Advantage Plan

The Medicare Advantage Plan usually cover Part D or Prescription Drug Coverage. But if you are not after taking the Part C, you can opt to separately purchase Part D. Just make sure that you are under Part A and/or B to purchase the Part C. The Medicare Advantage Plan answers to your dental, eye, and hearing needs. These are the things that both Part A and B, including your health insurance do not cover.

If you have a condition involving your eyes, dental, or hearing, the Medicare Advantage Plan can be truly beneficial for your needs.

What You Should Pay for Medicare Advantage Plans

The Plan covers for the care of your three other senses, yet there could be out-of-pocket costs that you need to watch out for, these are:

The plan has a yearly deductible on top of your current one
You often have your hearing, dental, and vision checked
If you are under copayment or co-insurance policy
If your plan also pays for other premiums like Medicare Part B or Medical Insurance

The Medicare Advantage Plans gets you a lot of premium once subscribed to. Yet, insurance can be costly at some point so making sure that benefits will be well-maximized can get you your return on investment (ROI).

Securing yourself through the form of adding premiums and coverages in your current insurance is important. This will allow you to have fewer things to worry about. At Dave Silver Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (941) 907-2879 or Click Here to request a free quote.

WE’LL ANSWER YOUR MEDICARE QUESTIONS

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Testimonials

I was turning 65 and was getting inundated with mailings and phone calls. I even had insurance agents knocking on my door. I didn’t know where to turn or who to TRUST. I was referred to Dave Silver by a friend of mine. Dave went over all my options. He answered every one of my questions. He knows his stuff!!! Because of Dave’s work, I chose the best plan that worked for me. My wife will be getting Medicare next year. I have Dave’s phone number on speed dial. R. Irwen

Yesterday, I called Dave Silver Insurance company to inquire about quotes for Medicare supplemental Plan F and prescription coverage for both my wife and myself. He requested information about our medical needs and which prescriptions we currently use. He kept his promise to get back with me within a few hours. Dave presented us with all of our options. He made our decision quite easy and it saved us a lot of money. He was an absolute pleasure to work with. Saul E.

I was really confused about my Medicare. That’s when I called Dave Silver. He was able to explain my options and answer all my questions. It was an absolute pleasure and a load off my mind. I would recommend him to anyone needing help with their Medicare.
By Meg

Thank you for your conversation yesterday regarding options for my Medicare coverage. I had been wading through the sea of supplemental plans, drug plans and advantage plans, but had become overwhelmed by the choices. After talking with you I now have a much better understanding of how to make my choices for medical coverage. Your guidance toward the best and most practical solution was a great help. I enjoyed your candid and direct manner. Thanks again for your time!
Respectfully,
R. Fulbright