Medicare Advantage Election Periods | Dave Silver Insurance | Florida's Medicare Enrollment Specialist

Medicare Advantage Election Periods

I speak with people all the time who are confused or just don’t know if and when they can change their Medicare Advantage Plans or get out of their Medicare Advantage Plans .

So here it is:

Initial Enrollment Period(IEP)– The IEP is 3 months before, the month of and 3 months after your 65^th birthday.

Annual Election Period(AEP)– The AEP is October 15 thru December 7. During AEP, a person who is enrolled in an MA or an MAPD may switch to another MA or MAPD plan or return to Original Medicare and select a Prescription Drug Plan (PDP). These changes will go into effect on January 1^st of the upcoming year.

Annual Disenrollment Period (ADP)– The ADP is January 1 thru February 14. MA or MAPD plan members may disenroll and ONLY return to Original Medicare. They may also enroll in a Part D plan during this period even if their MA plan did not include prescription drug coverage

Special Election Period(SEP)- SEP’s vary according to specific situations. To see if you qualify for one, please call me.

WE’LL ANSWER YOUR MEDICARE QUESTIONS

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Testimonials

I was turning 65 and was getting inundated with mailings and phone calls. I even had insurance agents knocking on my door. I didn’t know where to turn or who to TRUST. I was referred to Dave Silver by a friend of mine. Dave went over all my options. He answered every one of my questions. He knows his stuff!!! Because of Dave’s work, I chose the best plan that worked for me. My wife will be getting Medicare next year. I have Dave’s phone number on speed dial. R. Irwen

Yesterday, I called Dave Silver Insurance company to inquire about quotes for Medicare supplemental Plan F and prescription coverage for both my wife and myself. He requested information about our medical needs and which prescriptions we currently use. He kept his promise to get back with me within a few hours. Dave presented us with all of our options. He made our decision quite easy and it saved us a lot of money. He was an absolute pleasure to work with. Saul E.

I was really confused about my Medicare. That’s when I called Dave Silver. He was able to explain my options and answer all my questions. It was an absolute pleasure and a load off my mind. I would recommend him to anyone needing help with their Medicare.
By Meg

Thank you for your conversation yesterday regarding options for my Medicare coverage. I had been wading through the sea of supplemental plans, drug plans and advantage plans, but had become overwhelmed by the choices. After talking with you I now have a much better understanding of how to make my choices for medical coverage. Your guidance toward the best and most practical solution was a great help. I enjoyed your candid and direct manner. Thanks again for your time!
Respectfully,
R. Fulbright