Medicare Advantage Plan Definitions | Dave Silver Insurance | Florida's Medicare Enrollment Specialist

Medicare Advantage Plan Definitions

HMO(Health Maintenance Organization)-Medical care and services given through a network of providers. These plans often include prescription drug coverage.

PPO(Preferred Provider Organization)-Can receive medical cared and services inside or outside of provider network. You also do not need referrals to see Specialists. In most cases these plans include prescription drug coverage.

PFFS(Private-Fee-For-Service)-May require use of network provider and must accept terms and conditions of the plan’s payments. This type of plan may not include prescription drug coverage. But you can purchase stand alone drug coverage, if you wish.

SNP(Special Needs Plan)-Provides services through a network of providers to people who have certain chronic conditions and to people who receive some level of State assistance (Medicaid) These plans always contain prescription drug coverage.

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Testimonials

I was turning 65 and was getting inundated with mailings and phone calls. I even had insurance agents knocking on my door. I didn’t know where to turn or who to TRUST. I was referred to Dave Silver by a friend of mine. Dave went over all my options. He answered every one of my questions. He knows his stuff!!! Because of Dave’s work, I chose the best plan that worked for me. My wife will be getting Medicare next year. I have Dave’s phone number on speed dial. R. Irwen

Yesterday, I called Dave Silver Insurance company to inquire about quotes for Medicare supplemental Plan F and prescription coverage for both my wife and myself. He requested information about our medical needs and which prescriptions we currently use. He kept his promise to get back with me within a few hours. Dave presented us with all of our options. He made our decision quite easy and it saved us a lot of money. He was an absolute pleasure to work with. Saul E.

I was really confused about my Medicare. That’s when I called Dave Silver. He was able to explain my options and answer all my questions. It was an absolute pleasure and a load off my mind. I would recommend him to anyone needing help with their Medicare.
By Meg

Thank you for your conversation yesterday regarding options for my Medicare coverage. I had been wading through the sea of supplemental plans, drug plans and advantage plans, but had become overwhelmed by the choices. After talking with you I now have a much better understanding of how to make my choices for medical coverage. Your guidance toward the best and most practical solution was a great help. I enjoyed your candid and direct manner. Thanks again for your time!
Respectfully,
R. Fulbright