Medicare and The Affordable Care Act: What You Should Know

You will get more preventative services under now, than you did before. Now Medicare will cover preventive services like mammograms ands colonoscopies. These preventive services will not apply towards the Part B deductible. you will also be able to have a free annual wellness visit
You will be able to save money on brand named prescription Medicines. (Part D)If you take alot of prescriptions or just take expensive prescriptions, you might end up in the “Donut Hole” or coverage gap. If you do end up there, under the new health care reform(Affordable Care Act/Obama -Care), you will get a 52.5% discount in the Donut Hole on Part D covered medicines (the government will contribute 50% and your Part D prescription provider will contribute 2.5 %.) This will automatically be deducted from the price of your prescription at the pharmacy, when you pay. So you will be on the hook for only 47.5% of the price.

The Donut Hole will be completely closed by the year 2020.

Your Medicare coverage is protected.Under the ACA, your existing Medicare-covered benefits won’t be reduced or taken away. You also will continue to be able to choose your own doctor.
The Affordable Care Act, protects Medicare for years to come. The Medicare Trust fund will be extended to at least 2029. This amounts to a 12 year exstension. The extension will be in place due to a crack down on waste , abuse and fraud. With the savings derived from this, your premiums and co-insurance should remain at an affordable level.

If you have any questions regarding your Medicare coverage or options under Medicare, please get in contact with me.

Regards,

“Medicare” Dave Silver

(813)417-2716 or (941)907-2879

WE’LL ANSWER YOUR MEDICARE QUESTIONS

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Testimonials

I was turning 65 and was getting inundated with mailings and phone calls. I even had insurance agents knocking on my door. I didn’t know where to turn or who to TRUST. I was referred to Dave Silver by a friend of mine. Dave went over all my options. He answered every one of my questions. He knows his stuff!!! Because of Dave’s work, I chose the best plan that worked for me. My wife will be getting Medicare next year. I have Dave’s phone number on speed dial. R. Irwen

Yesterday, I called Dave Silver Insurance company to inquire about quotes for Medicare supplemental Plan F and prescription coverage for both my wife and myself. He requested information about our medical needs and which prescriptions we currently use. He kept his promise to get back with me within a few hours. Dave presented us with all of our options. He made our decision quite easy and it saved us a lot of money. He was an absolute pleasure to work with. Saul E.

I was really confused about my Medicare. That’s when I called Dave Silver. He was able to explain my options and answer all my questions. It was an absolute pleasure and a load off my mind. I would recommend him to anyone needing help with their Medicare.
By Meg

Thank you for your conversation yesterday regarding options for my Medicare coverage. I had been wading through the sea of supplemental plans, drug plans and advantage plans, but had become overwhelmed by the choices. After talking with you I now have a much better understanding of how to make my choices for medical coverage. Your guidance toward the best and most practical solution was a great help. I enjoyed your candid and direct manner. Thanks again for your time!
Respectfully,
R. Fulbright