PPO Medicare Advantage Plans | Dave Silver Insurance | Florida's Medicare Enrollment Specialist

PPO Medicare Advantage Plans

Most folk that have Medicare Advantage plans in this country have HMO type plans. Often with HMO Medicare Advantage plans the networks are smaller. This means that your pool of doctor’s to choose from often can be quite small, depending on where you live. You will also need to get referrals to see specialists. A lot of people in these plans find this to be a pain in the neck.

Generally speaking, you will need referrals to see Specialists and you are not covered “out of “network”. This means if you need to see a provider who does not accept your HMO coverage, you will either have to negotiate a cash price, with that out-of-network provider or access your HMO network. Under this example, you may not be able to see the doctor you want

With PPO Medicare Advantage Plans you will have a much larger network of doctors to choose from. You DO NOT need referrals to see specialists and you are covered IN and OUT of network. If you stay in network your copays will be lower. If you go out, you’re still covered but you will have a higher copay. In short a PPO type plan will give you greater freedoms to access care.

Now any type Of Medicare Advantage plan will cover you for emergency and urgently needed care in all 50 states and U.S. territories, regardless of whether your plan is a HMO or PPO.

If you have any questions on your coverage and would like t find out what is best for you, call me and we can go over your options and potential costs in terms of co pays on health care and prescriptions.

Regards,

Medicare Dave

davesilver18@gmail.com or (813)417-2716

WE’LL ANSWER YOUR MEDICARE QUESTIONS

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Testimonials

I was turning 65 and was getting inundated with mailings and phone calls. I even had insurance agents knocking on my door. I didn’t know where to turn or who to TRUST. I was referred to Dave Silver by a friend of mine. Dave went over all my options. He answered every one of my questions. He knows his stuff!!! Because of Dave’s work, I chose the best plan that worked for me. My wife will be getting Medicare next year. I have Dave’s phone number on speed dial. R. Irwen

Yesterday, I called Dave Silver Insurance company to inquire about quotes for Medicare supplemental Plan F and prescription coverage for both my wife and myself. He requested information about our medical needs and which prescriptions we currently use. He kept his promise to get back with me within a few hours. Dave presented us with all of our options. He made our decision quite easy and it saved us a lot of money. He was an absolute pleasure to work with. Saul E.

I was really confused about my Medicare. That’s when I called Dave Silver. He was able to explain my options and answer all my questions. It was an absolute pleasure and a load off my mind. I would recommend him to anyone needing help with their Medicare.
By Meg

Thank you for your conversation yesterday regarding options for my Medicare coverage. I had been wading through the sea of supplemental plans, drug plans and advantage plans, but had become overwhelmed by the choices. After talking with you I now have a much better understanding of how to make my choices for medical coverage. Your guidance toward the best and most practical solution was a great help. I enjoyed your candid and direct manner. Thanks again for your time!
Respectfully,
R. Fulbright