The concern of whether Medicare provides dental coverage is a common one. And at a very high level, the answer is merely no.

Medicare does not cover the dental services that you need most for the health of your teeth. Dental services that aren’t covered under basic Medicare consist of dentures, fillings, cleanings, tooth removals, and regular checkups. However, that isn’t to claim that particular Medicare Plans won’t cover or help to defer the expenses of these services.

To much better comprehend dental care options, we initially have to comprehend the various Medicare Plans that are readily available.

Medicare Plan A.

Medicare Plan A, likewise referred to as Original Medicare, covers basic hospital costs. In general, it covers inpatient care, nursing home stays, and hospice or at-home healthcare. It doesn’t, however, cover hearing aids, mobility devices, or basic dental requirements. But some dental services will be covered under Part A if they’re associated with other medical treatments. For instance, Medicare may cover:

• Dental services needed for radiation treatment to treat oral cancer.
• Surgery to deal with fractures of the jaw or face.
• Dental splints and wiring after jaw surgery.
• Dental surgery needed for facial trauma.

In general, if a hospital stay is needed due to a medical procedure that happens to include dental work, then Medicare Plan A will probably cover the costs related to that visit. It is very important to note, however, that Medicare Plan A won’t cover any of the follow-up visits related to those dental procedures.

For example, if you have a facial injury that requires a tooth removal, Medicare will most likely pay for that procedure, but it will not pay for any other dental treatment you could need later on as a result of having the tooth removed.

So what basic dental insurance coverage options are available to those on Medicare then? For that, we need to understand the Medicare Supplement Plans.

Medicare Supplement Plans.

Florida Medicare Supplement Insurance Plans, otherwise referred to as Florida Medigap Plans, are offered by private insurance companies and are meant to offer you more total coverage for your health care requirements. Under these Plans, you can find coverage for services that are rejected from Original Medicare such as basic dental coverage.

There are a number of different plans, and each gives coverage for various services with varying monthly costs. Call us today and we’ll walk you through the various Medicare Supplement Plans offered. We’ll review all of the choices to find a Plan that fulfills your needs and fits your budget.