Skip to content
COVID-19 SAFE CONSULTATIONS
Call Support (941) 907-2879
Email Support info@davesilverinsurance.com
Location Beacon Park Place, Fl 34202
  • Home
  • Medicare Coverage Options
    • Medicare Advantage Plans
    • Medicare Supplements
      • Medicare Part A
      • Medicare Part B
      • Medicare Part C
      • Medicare Part D Prescription Drug Coverage
      • Medicare Plan F
      • Medicare Plan G
      • Medicare Plan N
    • Medigap Insurance Plans
    • Veterans with Medicare
  • Blog
  • Testimonials
  • Health Saver Plus – Affordable Health Coverage
  • Contact
    • Medicare Specialist – Tampa Office
    • Medicare Specialist – Sarasota / Bradenton Office

Understanding Florida Medigap Insurance Plans

Home > Blog > Understanding Florida Medigap Insurance Plans

Understanding Florida Medigap Insurance Plans

Posted on July 10, 2017January 15, 2019 by Dave Silver
0

Too many Floridians mistakenly believe that once they are eligible for Medicare, they’re in store for years of no-cost medical care. While this is partially true, it is by no means a realistic approach to the future. Government sponsored Medicare does cover many of the bills associated with physician visits and hospital care. However it does not cover every financial aspect of one’s healthcare needs.

What is medigap insurance?

Medigap Insurance FloridaThe word “medigap” literally explains how this type of insurance works. Medicare Parts A and B does not pay 100% of all medical bills. The “gap” left between what Medicare pays out and what the patient is responsible for, is often an expensive one. It is not unusual for retirees to face a double battle, as they try to recover and yet conquer ever-expanding medical bills on a fixed income.

Florida medigap insurance covers a great many of the bills associated with modern health services. Everything from ambulance services to home health necessities like durable medical equipment usually require additional funding from the patient themselves. In short, Florida medigap plans work to lessen the financial burden that comes with illness, rehabilitation and recovery.

Florida medigap plans vary greatly

Complicating the matter further, is the fact that all insurance is not the same. A myriad of insurance companies are licensed to operate within the Sunshine State. Each of these policies has its own list of covered services, deductibles and monthly premiums. The truth is that Florida medigap insurance rates vary widely and without knowing it, you may be left unprepared.

Sadly many people settle for the first Florida medigap insurance policy they see. They receive a brochure in the mail or find themselves phoning the 800 number listed on a television commercial. However without doing the right homework, it is highly likely that they will find themselves paying more than they should.Work with an impartial insurance agency

Wise consumers know that working with an experienced independent insurance agency is the best way to assure that one is neither under-insured or overpaying for their Florida medigap insurance. An insurance specialist is trained to explain the in’s and out’s of various policies. By working with an agency, you have the best chance of finding medigap insurance quotes in Florida that are tailor-made for your needs.

Compare and contrast

Much like buying an item as large as an automobile or as small as a loaf of bread, the ability to shop around is vital to obtain lower rates. Independent insurance agencies represent multiple insurance companies. These include top-rated nationally known insurance companies, as well as regional carriers who have made their mark within the state.

Instead of speaking with a customer service representative who only handles one company, you have the benefit of an insurance company able to make recommendations on an impartial basis. This impartiality means that the needs of the consumer come first at all times. When preparing for the future, there can be no finer way to purchase the best medigap plans in Florida.

 

Tags: fl medigap insurance, florida medigap, florida medigap insurance, medigap, medigap insurance, medigap insurance fl, medigap insurance florida

Turning 65? What I Need To Know.

 

The 2019 Best of Tampa Awards in the category of Health Insurance Agency

Winner of the Best Lakewood Ranch Insurance Award

Why Choose Dave Silver Insurance

I am 100% dedicated to Medicare Insurance. That’s all I do.

I will present ALL your coverage options.  I am a one stop shop as it relates to your Medicare coverage.  I will show you EVERYTHING.

16 years of Medicare Insurance experience. I can answer ALL your questions

I’m local. I understand ALL your coverage choices in your area and how they will impact you.

I’ll compare your options, side by side.

I am honest, transparent, objective, practical and informative.

I treat each client like I would treat my own parent.


Schedule A FREE Consultation Below

WE’LL ANSWER YOUR MEDICARE QUESTIONS

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

Our Services

  • Medicare Advantage Plans
  • Medicare Supplements
  • Medicare Part D Prescription Drug Coverage
  • Veterans with Medicare
  • Health Insurance

Testimonials


Click Here To View All

Tampa/St. Pete Office

Dave Silver Insurance - Medicare Experts
8039 E Dr M.L.K. Jr. Blvd.
Tampa, Fl 33619
Telephone: (813) 417-2716
Email:info@davesilverinsurance.com
Privacy Policy

Bradenton/Sarasota Office

Dave Silver Insurance - Medicare Experts
19431 Beacon Park Place
Bradenton, Florida 34202
Telephone: (941) 907-2879
Email: info@davesilverinsurance.com

Our Services

  • MEDICARE ADVANTAGE PLANS EXPLAINED
  • MEDICARE SUPPLEMENTS EXPLAINED
  • MEDICARE PART D PRESCRIPTION DRUG COVERAGE
  • VETERANS WITH MEDICARE
  • HEALTH & MEDICAL INSURANCE SERVICES
© 2019 Davesilver | Website Design by PWS | WordPress Theme: Enlighten